Certainly, you have not once encountered zero percent installments, which are often available in supermarkets when buying electronics or household appliances. Usually, such zero percent installments have an additional catch in the form of purchasing additional insurance or commissions, and actually zero percent installments are made by several percent installments. Today I will present you the option without the hooks, i.e. a zero percent loan available at Bank, but only for selected customers.
Zero percent loan
At the very beginning I can explain why for selected customers and who can take advantage of the promotional offer of free credit. Well, the offer is directed exclusively to new clients , i.e. those who have neither taken a loan, nor have an account set up there, nor used any other financial product offered by the bank. I could not take advantage of such an offer because, as I remember correctly, I used loan installments some time ago. But if nothing connected you with this bank before, then you can take advantage of the offer.
Loan up to PLN 2,000
Unfortunately, the amount of loan offered under this free loan is not very substantial, as part of this particular offer the bank will lend you no more than PLN 2,000. And if anyone would like to borrow me, it also has the option because the bank offers loans from 500 PLN. The loan repayment period with zero interest rate is 12 months. As you might guess, the interest rate on the loan and the commission are 0%, there are also no insurance costs.
In general, this is an interesting offer, especially for those who currently need a small loan and have never used offer before. Although even if we do not need such a loan, it is always possible to invest PLN 2,000, provided that we have a good idea, because nowadays by transferring this money to a term deposit, unfortunately we will not earn much.